When it comes to saving money and spending money some people definitely find one more appealing than the other.

As young adults you should know how to properly save your money and plan a budget for your spending.  As you venture off into the world there will be multiple temptations and opportunities for you to spend more than you should.

By taking a few minutes to go through this section you will find that creating a budget isn't that difficult and will help reduce the stress and headache that comes with finding you are short on money for the month.


1. An estimated 30% of American adults don't have an emergency savings fund.

2. 36% of American adults have not started saving for retirement.

3. It's estimated 7.7% of American households do not have a bank account.

4. Millennials, on average, have a negative 2% personal savings rate!