Insurance is a wonderful instrument in the world of finance.  You pay a set premium each month and if you suffer a loss, you are covered.

Imagine the financial burden of replacing your car, your possessions or covering a medical expense without insurance.  It would be devastating!

In this section we will discuss the main forms of insurance you should be looking at right now as a student and young adult.  As you get older your insurance needs may change so don't take this as the end all be all list for life.